"We are dabbling our toes in it at the moment, but will be swimming when the market gets going."

GLOBALCAPITAL INTERNATIONAL LIMITED, a company

incorporated in England and Wales (company number 15236213),

having its registered office at 4 Bouverie Street, London, UK, EC4Y 8AX

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"We are dabbling our toes in it at the moment, but will be swimming when the market gets going."

--Richard Omohundro, chairman of the investment committee at CypressTree Investment Management in London, on the firm considering using credit-default swaps on loans.

"We are dabbling our toes in it at the moment, but will be swimming when the market gets going."--Richard Omohundro, chairman of the investment committee at CypressTree Investment Management in London, on the firm considering using credit-default swaps on loans.

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