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Covered Bond Opinion

  • Even though it wasn’t technically a bail-in, the restructuring of Co-op Bank serves as an example for how to formulate a bondholder-driven bank rescue. The only problem is that the lessons we have learned are hard ones — that forcing losses on bondholders is fraught with difficulty, and that the Co-op template can only really work for small banks.
  • FIG
    Here we go again. Regulators around the world have found a new scandal to investigate the banks for. This time, allegedly, for manipulating the foreign exchange markets.
  • FIG
    As any politician knows, statistics are a very useful tool for making any point you like. This must have now become apparent too to ABS and covered bond bankers who are scrutinising the European Banking Authority’s analysis of liquidity in their two markets — analysis that may have raised more questions than it answers.
  • FIG
    Hordes of City workers were stranded at home on Monday as London was rocked to its very foundations by the biggest and most powerful storm the country has seen for years. In other news, life continued as normal.
  • The ABS market’s lobbyists have much to learn from their peers in the covered bond market.
  • FIG
    BBVA’s radical decision to index the mortgage cover pool backing its covered bond programme to the current value of house prices sets a new transparency benchmark in Spain.
  • FIG
    Morgan Stanley’s Andrew ‘Babyface’ Salvoni threw Blog into a state of confusion by revealing that he had just celebrated a ‘landmark’ birthday by going bowling with his friends.
  • FIG
    It would be madness for the European Banking Authority not to consider the impact of the European Central Bank’s long term refinancing operation (LTRO) in next year’s stress tests for the bloc’s lenders. But should banks really be penalised for making use of a funding tool that was designed to help them?
  • FIG
    ‘Blog is not essential to the running of EuroWeek and has been sent home on unpaid leave.’
  • FIG
    George Richardson, of World Bank fame, may just be the last of the great action heroes. The erstwhile naval aviator does not mind taking the highway to the danger zone. He proved this earlier in the summer by hiking his way up Mount Kilimanjaro.