Balance sheets set to bloat thanks to new year’s TRIM

By Owen Sanderson
05 Jan 2017

The ECB’s review of bank internal models, dubbed TRIM, looks set to swell bank balance sheets in the year ahead — partially removing any benefit European firms get from a delay of the Basel Committee’s new credit risk rules.

Bank of Ireland disclosed just before Christmas that it was revising capital requirements for its Irish mortgage portfolio, “in advance of the ECB’s targeted review of internal models [TRIM]”.

The review at Bank of Ireland raised average risk weights on the portfolio to 34%, up from 26% in ...

Please take a trial or subscribe to access this content.

Contact our subscriptions team to discuss your access:

Or sign up for a trial to gain full access to the entire site for a limited period.

Free Trial

Corporate access

To discuss GlobalCapital access for your entire department or company please contact our subscriptions sales team at: or find out more online here.