HKMA targets banks with high loan to deposit ratios

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HKMA targets banks with high loan to deposit ratios

An upswing in loan volumes in Hong Kong since June has led the city’s regulator to crack down on banks by imposing a stricter loan to deposit ratio. The liquidity tightening measures will put pressure on profits of banks across the board, but it is foreign banks operating in Hong Kong that will have to make the biggest adjustment, writes Rashmi Kumar.

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