Lloyds TSB in surprise unguaranteed senior deal

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Lloyds TSB in surprise unguaranteed senior deal

The UK’s Lloyds TSB gave the banking sector a surprise lift this morning by announcing a benchmark senior unsecured 10 year sterling issue that is not being launched under the guarantees recently extended to many European banks’ short dated issuance. The £400m deal promises an unexpectedly quick resumption of financial institutions issuance and, by showing that unguaranteed issuance has an immediate role in bank funding, is a positive sign for the covered bond market.

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