Marketplace lenders prepare for ‘true lender’ repeal

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Marketplace lenders prepare for ‘true lender’ repeal

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A likely repeal of the Office of the Comptroller of Currency's 'true lender' rule reopens the gates of regulatory uncertainty for marketplace lenders. However, the industry is still confident lenders will be able to manage the risks of states challenging their bank origination model, considering the short period in which the rule has been in place.

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