Upstart files for IPO as longer-term questions loom

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Upstart files for IPO as longer-term questions loom

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Matrix style graphics are seen on an Apple iPhone in this photo illustration on January 22, 2019. (Photo by Jaap Arriens / Sipa USA) | Jaap Arriens/SIPA USA/PA Images

Marketplace lender Upstart announced its plans to go public, leveraging its recent success in bringing the company to profitability in the fourth quarter of 2019. However, sources say a competitive marketplace and a reliance on a handful of bank partnerships will pose challenges for the company.

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