Annie Pankoski is the latest addition to ABN AMRO's loan team as the bank bulks up on personnel in an effort to increase its presence in the loan market. Pankoski recently left Goldman Sachs, where she was a v.p. in loan syndications and trading, said an ABN spokesman. She began working at ABN as a v.p. of loan sales last Monday. Pankoski will be working with Susan Greenwood and Alexander Byers, who joined the bank's distribution team last August. She will report to John Finan, managing director of U.S. loan syndication global financial markets at ABN. An official from Goldman declined to comment and a spokeswoman did not return calls by press time.