Simpler Financing Offers Could Hurt Banks

Administration efforts to protect consumers by forcing banks to offer simpler financing could have a negative impact on the institutions’ profits.

  • 26 Jun 2009
Administration efforts to protect consumers by forcing banks to offer simpler financing could have a negative impact on the institutions’ profits. The Obama administration is proposing so-called plain-vanilla guidelines, which would eliminate offers that consumers find confusing and bankers often misjudge their suitability for potential borrowers. The guidelines ...

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GlobalCapital European securitization league table

Rank Lead Manager/Arranger Total Volume $m No. of Deals Share % by Volume
1 Bank of America Merrill Lynch (BAML) 7,026 25 11.95
2 Citi 6,449 21 10.96
3 BNP Paribas 5,093 18 8.66
4 Barclays 4,040 11 6.87
5 Lloyds Bank 3,615 14 6.15