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RMBS

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  • More than a dozen of the nation’s 19 largest banks will likely boost dividends and share buybacks by 30% if they receive passing grades in the latest round of stress tests, according to analysts.
  • Goldman Sachs has named Jeffrey Verschleiser has been named global head of mortgage trading in a wave of management changes at the investment bank, which include the appointment of Justin Gmelich as global head of credit trading.
  • The rate of improvement for U.S. subprime residential mortgage-backed securities has slowed, with loans originated before 2005 seeing little or no improvement at all, according to Fitch Ratings.
  • Nationwide Building Society has returned to the market with a new issue of U.K. prime residential mortgage-backed securities from its Silverstone program.
  • Bank of America’s announcement that it will reduce the principal balance on roughly 200,000 mortgages from its Countrywide Financial legacy portfolio may be a positive for the bank but could have a negative impact on some investors of residential mortgage-backed securities, according to Fitch Ratings.
  • Natixis has priced the senior bond from Principal Residential Investment Mortgages 1, a novel securitization of Dutch non-conforming residential mortgages.
  • BBVA has become the first Spanish bank to take over a nationalized lender, Unnim, for a single euro as the Bank of Spain looks to unload troubled institutions it holds.
  • Lloyds Banking Group is putting together a £600 million ($949 million) portfolio of loans for its second such sale in six months. .
  • Top executives of Moody’s Investors Service, Standard & Poor’s, Fitch Ratings and DBRS appearing before the U.K.’s Treasury Select Committee would not apologize for its role in the mortgage-backed securities debacle that led to the global financial services, but did express “regret” and “dissatisfaction” for MBS failures.