Scotland's banks hope for No vote
Few have been more vocal in their opposition to Scottish independence than the country's own banks. Royal Bank of Scotland may share a name with the country, but that seems to be an end to its patriotism. Not surprising when banks domiciled in an independent Scotland would have to contend with higher risk weightings on their assets and an inflated cost of funding.
An independent Scotland would likely have a weaker credit rating than the United Kingdom as a whole. This would negatively impact the cost of funding for both the Scottish sovereign and any banks headquartered in, or with a large exposure to, the country.