Fintech M:QUBE aims to curb UK mortgage fraud
A decade after self-certified mortgages drove heavy losses in RMBS, a fintech start-up is using automated data-gathering to vet borrower affordability in real-time, speeding up mortgage securitization in the process.
M:QUBE, a fintech mortgage lender based in Guildford, Surrey, is looking to protect RMBS investors by drawing on a greater pool of data sources before underwriting a mortgage.The start-up uses five to seven times more data than traditional lenders to analyse cases, it says, and it ...
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